BANK EXAMS GENERAL AWARENESS MCQs :---

1. Under Marginal Standing Facility ( MSF) the banks are allowed to borrow up to one percent of their total ......... ?

1) Deposit base
2) Lending
3) Equity
4) Margins
5) Non Provisioning Assets

2. On 7 June, 2011 Syamala Gopinath Committee submitted a report on Small Savings Saving Fund to the finance minister of India. The highlights include .........
1) The Kisan Vikas Patras must be with drawn immediately
2) The long term 10 Years bonds must replace KVP
3) Monthly Savings Scheme and National Savings Certificate Period must be reduced from 6 years to 5 years
4) Post Office savings interest must be raised from 3.5 % to 4.0 %
5) All of above

3. From 1 April 2011, the minimum wage floor level increased from Rs. 100 to Rs. ......... as per the order of Labour Ministry?
1) 115
2) 150
3) 160
4) 175
5) 200

4. After ONGC, IOC, SAIL and NTPC ......... got Maharatna status?
1) CIL
2) BHEL
3) BP
4) RIL
5) RBI

5. Union Government passed FCRA on 2 May 2011. FCRA stands for .........?
1) Foreign Contribution Regulation Act
2) Foreign Conservative Restrictive Act
3) Foreign Contribution Repair Act
4) Foreign Contribution Regulation Apathy
5) None

6. 'Upper Caste Commission' to study the poor and economically backward people in the Upper Castes set up by
1) Bihar
2) Uttarakhand
3) West Bengal
4) Goa
5) Rajasthan

7. Gangadhar Pradhan is an exponent in ......... dance?
1) Kuchipudi
2) Kathak
3) Bihu
4) Bharata Natyam
5) None

8. Games/ Sports events are given. Pick the wrong one?
1) India hosts the 1st Super Series Badminton Championship
2) Novak Djokovic of Italy defeated Rafael Nadal of USA to get ATP Miami Masters Crown
3) Paes- Bhupathi duo clinches Miami Title
4) Chennai Super Kings is the two times IPL winner
5) Polly Umrigar award got by Sachin

9. ......... is used in the banking terminology?
1) Stock
2) Bear
3) Listing
4) Open Market Operations
5) Settlement Day

10. Current Account details are given. Pick the wrong one?
1) Generally the businessman having the more transactions opt this account
2) No rule is there to prohibit to allow the individual to take this account
3) The highest rate of interest paid on this account compare to other accounts
4) Any number of transactions can be done
5) No interest or least interest is paid on this account

11. ......... company agreed to export 1700 Cash Dispenser Machines ( CDM) ( ATM) to SBI having base in USA?
1) Axis
2) Banqit
3) Diebold
4) De La Rue
5) Fujitsu

12. Appreciation of money means .........
1) A hike in the price of money due to general fall in the price level.
2) A hike in the price of money due to general increase in the price level.
3) A reduction in the price of money due to general fall in the price level.
4) Absence of the price of money due to general fall in the price level.
5) None

13. Food Corporation of India got the working capital loan up to Rs. ......... crore from the union government?
1) 5000
2)1500
3) 500
4) 100
5) 50

14. The recent appointments/ambassadors list is given. Pick the correct one?
1) Cabinet Committee on Economic Affairs decided to include Kamal Nath and K.V.Thomas
2) Shaan was appointed as the Tobacco Ambassador of India
3) K.K. Talwar was appointed as the Chairman of Medical Council of India
4) N.K.Browne is the New Air Chief Marshal
5) All of above

15. A Peak of Lies written by ......... ?
1) Urmila Deshpande
2) Karan Singh
3) Kushwant Singh
4) Chetan Bhagath
5) R.K.Narayan

16. India was considered to be the member of NSG on 23 May 2011. NSG is a premier non-proliferation body. NSG means ......... ?
1) Nuclear System Group
2) Nuclear Symphony Group
3) Nuclear Syndrom Group
4) Nuclear Suppliers Group
5) None

17. India is not the member in ......... ?
1) G 20
2) G 77
3) G 15
4) G 7
5) SAARC

18. In the given list of the days which is wrongly matched one?
1) 31 May- World No Tobacco Day
2) 13 April- Jallianwallah Bagh Massacre Day
3) 24 March - World TB Day
4) 2 April- All Fools Day
5) None

19. Chandrayaan-2 to cost Rs. 426 crore as granted by Central Government. The project Director of Chandrayaan is ......... ?
1) Madhavan Nair
2) Radhakrishnan
3) M.Annadurai
4) Kasturi Rangan
5) None

20. ......... is the first cricketer in the world cup to claim five wickets and did half century against Ireland in 2011 WC ICC edition?
1) Sachin
2) Harbhajan
3) Pathan
4) Yuvraj Singh
5) Jahir Khan

21. Find the wrong abbreviation?
1) CVC-Central Vision Commission
2) CEC- Central Election Commission
3) CAG-Comptroller and Auditor General
4) IBA-Indian Banks' Association
5) IBPS-Institute of Banking Personnel Selection

22. The facts relating to Micro Finance Sector as per the statement of Reserve Bank of India on 3 May 2011 given. Pick the Correct one?
1) Micro Finance mean the lending in the small amounts
2) Maximum Rate of Interest levied by them must not cross 26 %
3) Maximum loan can take by the customer from Micro Finance company should not cross Rs. 35,000
4) The above rules are framed by RBI, according to the recommendations of Malegam Committee with few changes
5) All of above

23. On 3 May 2011, RBI in its monetary Policy for 2011-2012, estimated the inflation around ......... percent?
1) 7
2) 8
3) 4
4) 5
5) 6

24. Dedicated Frieght Corridor ( DFC) connecting Khurja (Uttar Pradesh ) to Kanpur (Uttar Pradesh) rail get the fund of $ 975 million from ......... ?
1) IMF
2) IDA
3) IFC
4) IBRD
5) ADB

25. The World Bank details are given. Pick the correct one?
1) Its original name is International Bank for Reconstruction and Development
2) Present members are 187.The latest member is Montenegro ( 18 Jan 2007)
3) Robert B. Zoellick (born in USA, German Origin ) is the present Chairman
4) It has headquarters in Washington D.C
5) All of above

26. India's total public debt increased by .........percent to Rs. 29,21,360 crore?
1) 4
2) 8.5
3) 8.1
4) 1.3
5) 0.6

27. Dailmler Group got license to establish Non-banking Finance company in India. This group belongs to .........?
1) France
2) Hongkong
3) Japan
4) Germany
5) USA

28. 2010-2011 Fiscal deficit (Actual) declared on 31 may 2011. The deficit is ......... percent against the Budget Estimates of
5.1 %?
1) 4.9
2) 4.7
3) 5.1
4) 9.1
5) 6.7

29. To monitor the investigation and the steps being taken to bring back black money stashed away in foreign banks, the supreme court constituted the committee under the chairman ship of Justice .........?
1) Markendeya Kathju
2) Lahoti
3) Dashratha Rama Reddy
4) Dinakarna
5) Jeevan Reddy


30. .........tops in the GDP growth with 11.3 percent in the last five years (2005-10) as per the report of Mckinsey & co. Haryana (11%) , Bihar (9.6%), Karnataka (8.5%) Kerala (8.1%) Andhra Pradesh (7.4%)
1) Delhi
2) Maharastra
3) Kerala
4) Manipur
5) Gujrat

31. The Awards given. Pick up the incorrect one?
1) Sahitya Bharati Samman 2010 conferred on Sitakanta Mohapatra
2) Girdhar Rathi got the Bihari Puraskar for 2010 for Anta ka Sanshaya
3) Indu Sharma Katha Samman got by Vikas Kumar Jha
4) NTPC bagged the Prestigious Business World Award for power Sector
5) None

32. ICC committee recommended the most controversial DRS in all cricket international matches in the coming days. DRS means......... .?
1) Decision Roll System
2) Decision Revision System
3) Deal Review System
4) Decision Review System
5) Dual Revision System

33. On April 7, 2011 as per the statement of RBI, the Credit rate growth rate is ......... in the banks in 2010-2011
1) 21.38
2) 14.25
3) 16.82
4) 20.12
5) 26.31

34. 2010-2011 Deposit growth rates in the banks are ......... percent?
1) 16.84
2) 15.84
3) 16.25
4) 18.54
5) 26.1

35. As per the new order of RBI in May 2011, the government of India is allowed to borrow Rs. ......... crore from the market through Treasury bills of up to one year?
1) 25000
2) 10000
3) 100000
4) 5000
5) 60000

36. The Financial Literacy includes ..........?
1) How to use the limited funds carefully
2) How to invest the funds
3) How to minimize the risk arisen
4) How to reinvest the money earned
5) All of above

37. The recent Sports events are given. Pick the wrong one?
1) Golden Player of IPL-4 - Chris Gayle of RCB
2) Orange Cap to get more runs in (608) IPL-4- Chris Gayle of RCB
3) Purple Cap to get more Wickets (28) in IPL-4- Latish Malinga of Mumbai Indians
4) Best Individual Performance in IPL 4- Paul Valthaty of Kings XI Punjab
5) None

38. Which bank used Tiny Cards with bio metric identification as part of the financial inclusion?
1) ICICI
2) SBH
3) SBI
4) IDBI
5) Axis

ANSWERS:

1.1
2.5
3.1
4.1
5.1
6.1
7.2
8.2
9.4
10.3
11.3
12.1
13.1
14.5
15.1
16.4
17.4
18.4
19.3
20.4
21.1
22.5
23.5
24.4
25.5
26.4
27.4
28.2
29.5
30.5
31.5
32.4
33.5
34.2
35.1
36.5
37.5
38.3.