Saturday, February 25, 2012

KVB Interview Experience 2011

Hi all friends,
I have appeared for the interview on 20th of August in Chennai for Karur Vysya Bank Probationary Officer post.

I entered into KVB towers near DMS early on 9.00 AM even though my Interview starts at only 10.30 AM as they mentioned in the Call letter.
I gone to 3rd floor straight away by lift, But they asked me to wait in the lower floor for a while until they call me back.
When I came into second floor I saw many people already waiting there and really get feared How can I beat them to get into the desired Job?
I saw some of them aged above 30 and wonder Why they coming at this age? But later Came to know they are all came for Scale II and above posts. There interview held separately later.

Time is moving very slowly and after waited for hours I called up for Certificates verification after 12.30 PM,
That was finished early than anyone else as I already tagged all the originals and photo copies they required separately and in order.
But they asked me to self-attest my photocopies and did it while before I getting to them.
In overall it went very fine.

Then they asked me to wait in the rowed chairs, I have to wait until 5 candidates finish up their interviews.
But eventually just 3 of them interviewed and they called for Lunch.

After having light Lunch I came back to the interview hall on 1.30 PM.
In a course of time of 20 minutes my turn came.

I asked "May I come in,Sir" politely.
One of the panel member responded as early as I asked and directed me to take my seat as well.
I wished "Good morning" I think instead of Good afternoon. So He asked me to have a deep breath and take my time to get relaxed.
The first question he asked is
"Tell me about your Family?"
I responded poorly,
"About myself or my family.."
He skipped it and started to frame questions by my Bio-Data (KVB collected speacially made Bio-Data from all candidates with all details they needed)
"What your parents doing?"
"Farmers,Sir"
"You are the only son of your parents, right"
"Yes,Sir"
"You will be the earning member of your family"
"Yes,Sir"
"What is your sisters doing"
"Both of my sisters got married sir"
"You have finished your Engineering, Don't you get any placement offers"
"I studied in afresh college where my batch is the first batch and unfortunately we didn't have any campus recruitments in our college"
"Where is your College"
"X college is near to XX, and next to XXX"
"After finished Engineering Why are you coming to Banking Sector?"
I replied that

"I thought Engineering is the best option when I finished my schoolings.But after studied for an year I realized Engg is not the best bet for me and started working on Which field will suits for me?, By taking some advice from my uncle I worked on Both Aptitude and Technical.
I was strong in Aptitude but not in Technical.
Then looked upon the Exams that could be taken up by an Engineer with sound aptitude skills. Then decided to go with Banking as I felt it is the best option for me"

"Is that Unlce who advised you has any Daughter?" (Laughing)
"No,Sir" (With little laugh)
"Do you have bank account?"
"My father only have, As when I was in my home town I only aged 17 I m not able to open an account. he si having an account with KVB"
"Which Branch?"
"KVB.Tiruvannamalai"
"Oh..fine, and tell em what you have studied in your Engineering"
I given them the details of my curriculum, and described a few words on every semester.
"You have more communication papers isn't it?"
"Yes we do more in the later part of our Course, In first two years electronics is the major occupying Stream then it is communication and computers at later parts"
Then they asked a few questions on Engineering
"What is the Difference between AC-DC? "
"Alternating Current -Direct Current" and some explanations.
"What are the topologies?"
"Mesh,Star,Bus,Ring,Tree and Hybrid"
"Which topology you would prefer?"
"Star" and tell them Why.
"What is CDMA?"
"Code Division Multiple Access"and told some info regarding CDMA. They expected me to answer about technology but I was able to give them oly a brief explanation about CDMA.
"Difference between Electrical and Electronics?"
"Differs in Voltage level, Electrical deals with High Voltage where Electronics deals with Voltage below 12V"
"So, without Electrical,Electronics would not function?"
"Yes, But Electronics can shape up Electrical well" and continued by there few questions regarding it.
"How does ATM functioning?"
"By the Method of Encryption - Cryptography, when the smart card number and the pass code matches the user allowed to access the account data and able to withdraw money"
"What is the back-end process of ATM operations?"
"The account informations stored in a place, and connected to the network. When User made request to withdraw money, The account is looked up for its details.If it has sufficient money further proceedings can be done"
"The place where the informations stored is called..."
"Sorry sir, I Dont Know"
"Server it is"
"Sorry sir, I was thinking on banking terms rather than network terminologies for it"

And some more questions with it which I am not able to recollect now.
After that they said "Thats it you can leave."
I said "Thank You,sir"
While I m leaving One of the panel member Said
"Be sincere to your Job"
"Yes,Sir"
I thought I got it as because his words.

That's It the interview process was over.

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